Are you ready for the big one? Are you on track? That’s what everyone comments these days. But, is it true? Absolutely.
We really don’t know when or where we will have something happen to us, or do we? No we don’t and that’s why we need a plan. A plan of attack.
Here is a quiz to take to see how on track you are!!!
Now that you’ve taken our quiz how do you feel? Are you on track?
How is your planning and organizing? Well, we touched on a few of the items that you can get on track for.
GETTING ON TRACK
- Purchase a life insurance policy for you and your spouse to cover loss of income, and or loan amounts
- Record the life insurance policy as well as any other insurance policies you have. Those would include, your vehicle, boat, house, and travel insurance.
- Record your medical history, so that you know what prescriptions you have had over the years, treatments, what’s worked and what hasn’t worked, etc.
- Where is your safety deposit box, and how would anyone know how to access it. Record it!
- Get your wills and power of attorney completed and registered if possible. Record it!
- Record how to pay your bills if you couldn’t for a while. What bills need to pay and how.
- Record your passwords
- Record and track your digital assets and property- so that if something happened to you, your family can access them.
I have only touched on a few of the important items that are needed and that would be super helpful in times of need.
We can show you how to make it much easier using our new innovative App to do all of these things above and more!
Just using a tablet, ipad or smartphone you can get everything updated by a push of a button. Just think
By being prepared for any form of tragedy, this App could be the most important one a person ever installed on their Smartphone!
Tina Olexa, Developer
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Can we learn about talking about Death?
“Death today is like sex was for the Victorians. We know it occurs, we may even feel a prurient pleasure in hearing gruesome details, but most of us don’t want to talk about the prospect of our own deaths or of those ahead of us in the trenches – and certainly not in public. In the last few days I have read about an octogenarian “who slipped away with the light in the late afternoon,” a nonagenarian whose “peaceful passing into the spirit of the universe” was marked by “a glorious golden Southern California sunrise,” and the disappearance of “the best and brightest star in the sky” with the death in a car accident of a high-tech entrepreneur. ” says We are camouflaging morbidity in clichés: It’s time to talk about death by SANDRA MARTIN, Special to The Globe and Mail.
LEARN ABOUT WHY IT’S SO DIFFICULT TO TALK ABOUT DEATH
It’s complicated and very disturbing. To even think about ourselves in that position of having to think about our own death. It seems like it draws out of our inner being every little bit of energy and makes us unbalanced emotionally. It makes us feel upset and angry but frustrated because it is something we have no control over.
When we are suddenly told that we have to face it without any control of ourselves, we can feel separated from the family, and isolated. But,we certainly don’t want the family and friends around us to feel burdened by us, or feel less of us or even sorry for us.
All these emotions are typical and understandable.
But, what about planning. Can we plan for it? Well not if we don’t think about it or even think that it might happen.
We approach death with others with a stuttering effect in most cases. Not really sure what to say, or what not not to say. Stumbling over, ” I’m sorry for your loss”. What should you say?
Unfortunately, I could give you a series of statistics showing you that you will die, we just don’t know when so how can we approach this in a style that we can understand and appreciate?
- Life expectancy Age 78.8 avg age in USA, 81.2 in Canada, and 82 in Australia & France ( most people buy life insurance that expires at age 75)
- 75% of all deaths are caused by the Top 10 causes
- Heart disease is the #1 causes of death
- Cancer is the #2nd cause of death (highest in the pacific Northwest)
- Lung Disease is the #3rd cause of death
- Accidents #4th cause of death
- Stroke #5th cause of death
- Alzheimer’s #6th cause of death (highest in Washington state)
- Diabetes #7th cause of death
- Influenza & pneumonia #8th cause of death
- Kidney disease #9th cause of death
- Suicide #10th cause of death
LEADING CAUSE OF DEATH AGES 1-44
1 person every 3 minutes die from an injury. The other injured, millions are injured and survive. They are faced with life-long mental, physical, and financial problems.
- Motor Vehicle Accidents
- Prescription overdoses
- Fall injuries
- Sports injuries
- Heart Disease
According to 2013 statistic worldwide
Can we do some planning for injury or death looking at the statistics, I think we should. Perhaps in a logical manner, making sure we have things organized for ourselves in case we were faced with an issue where we needed some help from others. What kinds of things can we put in place where someone close to us can help us out. We might be sick or injured, so what do we want to have happen?
What about death, what kinds of things can we organize for our loved ones? Can we let them know about our finances, our toys, or real estate and maybe if we are lucky our wishes.
If we want to think about that at all. Please do, we know it will happen according to statistics.
A little planning will help out.
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LIFE AND DEATH DECISIONS WITH A DISABLED CHILD
Never having a disabled child in my life doesn’t mean that I don’t understand. It just means I haven’t experienced some of those trying times that so many of my readers have.
I have so much empathy and love for each and everyone of you. Having the patience and love it takes to care for those children through the different stages of growth and then experiencing those adult years as well. Having been apart of the Brain Injury society, I have really grown as a person with gratefulness and empathy for those that care for disabled children 24/7.
Not that it is the same, but now that we have a disabled cat, I feel that I am in some small way contributing to understanding life so that the cat can have a fulfilling life just like our other cats.
Really that’s all you can hope to do in some cases.
Of course, caring for those that are disabled once they become older, in their adult years, is also another struggle that I can see through my friends. It’s truly an act of love and caring that you can appreciate their abilities in whatever that might look like.
Of course, some of us have had to start caring for those around us after a tragic accident that has devastated their abilities and others have been born with the disability.
In whatever form it has taken, I hear from friends all the time, when does it get better? When can I have a break from all of it?
Having a family whether you have one child or 10 children is definitely a lifetime decision.
But, no one teaches us how to be prepared in case of a tragedy. So, in this blog I am going to give you a few tips on how to be better prepared when you have a disabled child in your life. How to make those important decisions easier.
DECISIONS TO MAKE
- Who would you like to have your child parented by? To make some of those daily decisions for them?
- This might be a different individual, but who would you like your disabled child to be cared for on a daily basis? Remember this might be bathing, feeding, or even bedtime.
- Who would you like to be part of their life, the disabled child’s life in some form?
- Who do you think your child would like to have around them? Who do they really love?
- How will the individual(s) afford to look after them? Have you allocated some funds for their upbringing?
- Are there any government grants or payments that you would want to have?
- In B.C. Canada, the government would cancel the disability funds if the child or adult had income or assets. So have you made any necessary adjustments so that your child can still have the pension, or income? Please check your jurisdiction on the laws around the disability incomes.
- In some cases, you may need to set up a separate trust, outside the will to ensure that the disabled child has a steady income stream without complications. Ask an attorney.
- Having a Will, and a power of attorney for the parents are of course an immediate need. It’s not a question! You absolutely without doubt need an appropriate will. Please get one!
- What kinds of things would you want to leave your child? Any of your journals, blogs or poetry maybe?
- How would you like to set up their living arrangements? Where would you like them to live as they get older?
- What medical directives have you set up for their own medical conditions?
- Notes on your own family documentation and things to do if something tragic occurred.
- Follow an App, that can make your necessary decisions to your life’s puzzle so those that are left behind can help out easily. Even to know what or how the pets are looked after.
All of these life decisions can be made easier when you know what you need to answer.
Your Backup Plan App, is your life assistant!
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